We understand that many of our members are burdened with student loan debt. SoFi, the largest provider of student loan refinancing, may be able to reduce the cost of that debt. SoFi’s refinancing can help those with student debt save money on total interest, make lower monthly payments, or shorten the duration of their loans. The main benefits of SoFi include: Welcome Bonus: Members receive a 0.125% rate discount when refinancing your student loans through SoFi.com/AZBar*. Low rates: Low variable and fixed rates with 5, 7, 10, 15 and 20-year repayment options. Applicants will receive an additional 0.25% rate discount if they enroll in AutoPay. Serious savings: Members save thousands by refinancing. No extra fees: No application/origination fees or prepayment penalties – ever. Simplicity: Consolidate all existing student loans (federal and private) into a single loan with one monthly payment. Support when needed: Access to live customer support 7 days a week. If you have any questions about SoFi student loan refinancing, please visit SoFi.com/AZBar or contact customer service by calling 833.277.7634 or emailing your-benefits@sofi.com.

*Terms and conditions apply. See SoFi.com/AZBar for details.